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9 Credit Cards with No Annual Fee in Bahrain

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Owning a credit card has numerous advantages: ease of purchase, exclusive rewards and perks, and many others. However, some people are discouraged to get a credit card because of the fees that come with it.

What is a credit card annual fee?

An annual fee is a yearly charge by banks and financial institutions to customers for the use of their credit cards.

Here are 9 credit cards with no annual fee in Bahrain.

Al Baraka Islamic Bank – Gold Credit Card
Minimum salary: BD400
Perks:

  • Free enrolment in Al Baraka Rewards Program.
  • Cash withdrawal transactions up to 25% of the credit limit.
  • No annual subscription fees.
  • Card can be issued against cash collateral.
  • Free supplementary cards for the family members.

Al Baraka Islamic Bank – Titanium Credit Card
Minimum salary: BD400
Perks:

  • Access to 10+ airport lounges in the Middle East and many complimentary offers at restaurants, spas, and hotels across the Middle East and Africa.
  • Free enrolment in Al Baraka Rewards Program.
  • Cash withdrawal transactions up to 30% of the credit limit.
  • No annual subscription fees.
  • Card can be issued against cash collateral.
  • Free supplementary cards for the family members.

Al Baraka Islamic Bank – World Credit Card
Minimum salary: BD3000
Perks:

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  • Access to 10+ airport lounges in the Middle East and many complimentary offers at restaurants, spas, and hotels across the Middle East and Africa.
  • Free enrolment in Al Baraka Rewards Program.
  • Access to soothing spa treatments, amazing travel offers, the best restaurants in town, and much more by downloading MasterCard Program “Priceless Specials”. 
  • Cash withdrawal transactions up to 50% of the credit limit.
  • No annual subscription fees.
  • Card can be issued against cash collateral.
  • The first 3 supplementary cards for the family members are free, any additional supplementary card will be subject to a charge of BHD 10 each.

Al Salam Bank – Jiwan Credit Cards
Minimum salary: BD300
Perks:

  • Shari’a-compliant, free from Riba or interest
  • High level of security – EMV compliant
  • Complimentary supplementary cards to share with your loved ones, as well as rewards for usage on their cards
  • Secure online shopping with ‘Verified by Visa’ service
  • Up to 50 days of free credit
  • No subscription fees
  • Competitive monthly service fee
  • Minimum monthly payment as low as 5%
  • Worldwide acceptance in ATMs and retail outlets
  • Global Visa discount offers
  • Monthly e-statements
  • Free SMS alert service
  • 24/7 call center support
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National Bank of Bahrain – Gold Credit Card
Minimum salary: BD200
Perks:

  • You receive attractive interest rates on the credit card and competitive rates on the Cash Advance Facility.
  • Earn Gulf Air miles on purchases made by the card. Gulf Air miles can be redeemed against the cost of Gulf Air tickets or for upgrades.
  • Enjoy seasonal discounts with various retailers in the Kingdom, with up to 51 days interest-free on purchases and convenient repayment option of paying only 5% of the balance due or BHD 10, whichever is higher.
  • There is no interest on purchases when payment is made in full amount before the due date and services are free with neither joining nor annual card fees.

National Bank of Bahrain – Titanium Credit Card
Minimum salary: BD700
Perks:

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  • Benefit from the lowest interest rates within the market.
  • Enjoy seasonal discounts with various retailers in the Kingdom.
  • Take advantage of the special offers and discounts at leading hotels and premium outlets across the world.
  • Earn Gulf Air miles on purchases made by card. Gulf Air miles can be redeemed against the cost of Gulf Air tickets or for upgrades. 
  • Enjoy access to more than 12 airport lounges all around the world and complimentary access to premium airport lounges across the GCC and MENA region upon presentation of your boarding pass.
  • You are protected with travel accident insurance (life) coverage of up to USD 250,000 if the travel tickets have been purchased through the NBB credit card and emergency medical services available from International SOS contact points worldwide.
  • You also receive purchase protection. Items bought with an NBB credit card are eligible for replacement or reimbursement if they are stolen, destroyed or damaged by fire or accident within 60 days of purchase.
  • You receive lost card reporting, card replacement and other emergency services for free.

National Bank of Bahrain – Platinum Credit Card
Minimum salary: BD700
Perks:

  • High credit limit, attractive rates on the cash advance facility, and competitive interest rates.
  • Enjoy seasonal discounts with various retailers in the Kingdom, with up to 51 days interest-free on purchases and convenient repayment option of paying only 5% of the balance due or BHD 10, whichever is higher.
  • Take advantage of the special offers and discounts at leading hotels and premium outlets across the world.
  • Earn Gulf Air miles on purchases made by card. Gulf Air miles can be redeemed against the cost of Gulf Air tickets or for upgrades.
  • Enjoy access to more than 25 airport lounges all around the world.
  • You are protected with travel accident insurance (life) coverage of up to USD 250,000 if the travel tickets have been purchased through the NBB credit card and emergency medical services available from International SOS (ISOS) contact points worldwide. 
  • You also receive purchase protection. Items bought with an NBB credit card are eligible for replacement or reimbursement if they are stolen, destroyed or damaged by fire or accident within 60 days of purchase.
  • There is no service fee when you join or to obtain the annual card.
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Standard Chartered – World Mastercard Credit Card
Minimum salary: BD400
Perks:

  • Every time you make local and international retail transactions on your World Mastercard®, you’ll earn rewards points.
  • Relax at over 1000 airport lounges worldwide.
  • Complimentary Gold Plus Rewards membership.
  • Enjoy exclusive benefits with Avis.
  • Enjoy a 10% discount on bookings at over 2,500 properties across London, Paris, Rome, Milan, New York, Los Angeles, San Francisco, Miami, and Boston with Onefinestay. Now you can also access exclusive Collections in The Hamptons, Southern California, French Riviera, and Edinburgh.
  • Up to 10% cashback into your card when making a booking through booking.com.
  • Enjoy a 10% discount on selected items at Farfetch.
  • Travel inconvenience insurance.

HSBC – Premier Credit Card
Minimum Saving, Investment, or Time Deposit of BHD 35,000 or USD 100,000
Perks:

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  • No annual fees – the card is free for life
  • Up to 56 days interest-free credit on purchases
  • Flexi Installment Plans at 0% interest
  • HSBC Entertainer mobile app
  • Access your account anywhere
  • Buy 1 Get 1 Free Cinema tickets
  • 24-hour customer service
  • Unlimited airport lounges with LoungeKey
  • Air Miles Rewards Programme
  • Unlimited Wi-Fi over 60 million hotspots with iPass
  • Uber ride hailing service
  • Priceless Specials app
  • Cleartrip Airline Discount
  • onefinestay Luxury Serviced Apartments Discounts
  • home&Away privilege programme

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